Nice work - it's clean, neat and doesn't hurt my eyes or get me lost in flashing marquees.
-The font you have used for your top banner is very hard to read. I would seriously reconsider it.
-The font you've used for your sidebar headings is smaller than that typeface was designed to allow. Have a look at the 's'...What s?
- The code has big issues!
-- NO DOCTYPE. Your pages are text files that the browser is kind enough to try and convert. If you're unsure about what a doctype is or why you need one - hit google.
-- HTML? XHTML? Can't decide...
<input type="hidden" name="submit" value="Yes"> <!-- html -->
<p class="smindent">User name:<br /><!-- xhtml --><input type="text" name="username" size="20" maxlength="35"><!-- html --></p>