DanInMa has recommended an excellent one. I use the FireFTP addon to Firefox, which I think is equally good and integrates well with Firefox, so I can view my pages, make and upload changes, all very fast and simple, makes life very easy.
Welcome to http://www.myphotowizard.net
where you can edit images, make a photo calendar, add text to images, and do much more.
When you know what you're doing it's called Engineering, when you don't know, it's called Research and Development. And you can always charge more for Research and Development.