It is not a select list, these are all separate.
The first choice is a checkbox fields, second choice is a textarea,
If they select either or both of these--I want an include file with address info to appear, along with the submit button,
The third, fourth and fifth choices are dropdown list and radion buttons with money values, if they select any of these, I don't want the include file with the address info to come up and only a submit button would be available.
Does this make more sense?