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Keep in mind that unless you get serious about a payment interface, you could easily (say with Paypal) implement a setup which has the products on your site (unsecured) and the payment through Paypal on Paypal's secured site. There is no need to secure your own site in this scenario, and unless you have some other need, you could easily implement it with no logon.
After all, you go to McDonalds and pay with just a credit card. They don't make you set up and account to do it.
Dave
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