Thank you very much for your analysis on the products. Considering what you have said, it would seem Fireworks would be the best tool for me, taking into account the fact I only want to learn how to create my own website logos.
I want to add some effects to the logo. I'm not looking to create really fancy logos, just maybe add some effects so it doesn't look like something out of Windows Paint.
Again, thank you and I will look into Fireworks a little more.