Firstly - I'd suggest that you stop using inline CSS....setup an external CSS file - you'll find it much easier in the long run.
Secondly, I think you may be getting muddled up with float & text-align....a float can't be center or justify.
You should be able to achieve your table example by using only 3 divs...4 if you want to enclose them altogether.
To get the side by side divs, you can either use float, or fixed widths & set them to display: inline-block;
If you do use float, remember to clear the float after them because if you don't, you could cause other problems further down the page.
So the div setup can be simply:
The starting point for the CSS is:
<p>This is the div to have the bottom border.</p>
<p>block to appear on the left</p>
<p>block to appear on the right</p>
I haven't checked this, but it should work....if you want to use float, have a play & see if you can make it work.
margin: 0px auto;
border: 1px solid #666;
padding: 0px 0px 20px 0px;
The * is a global reset to zero all margins & padding