I'm using Pay Pal, and would like to change over to some service that would allow my customers to pay by credit card (& debit card) without me having to sign up for a merchant account.
I know they will take 4 or 5% of the transaction, and at this point I don't care because I don't have that many sales that will go on credit cards. I just don't want the merchant account part.
I heard Ibill was soeone who could do this.
Are there others that anybody would recommend?