HELP!! With Script.

Hello, I am new to this forum and I was wondering if I could get help with some image coding?
Now I don’t know much when it comes to coding so please be kind.
I would like to form together a simple (so I can understand) and easy way of adding a username and a pet name to a existing image.
What I don’t want to do is have to put the names on to the image on Photoshop and have to save each one to my hard drive and photobucket.

I have found a good example of this here

http://www.gaiaonline.com/forum/viewtopic.php?t=26345759

What the user dose is make a pet (changing)
And sells them on a certain website where you gain gold (virtual currency) for a certain amount.
I would just like to know how this person adds the names and usernames with out saving to there hard drive.

Please help it hurts my head ^__^;

Ok i tryed to look at a few things and i just can't do it, PHP or ASP .... SQL?
It means nothing to me *sigh*

I refuse to read you post until you change the color of your text that awful pink.

Ok I changed my text to a nice boring black for you, do you think you can look past the colour of my text and maybe live up to your helpful member award and help me?
I am not a bad person and I only asked for help.